Contractors Face Unique Challenges When It Comes To Benefits. Make Sure You Partner With The Expert.
The AGC of California has partnered with The Contractors Plan because of the numerous benefits and services we provide for contractors and their employees. The Contractors Plan makes it easy to design a complete solution that reduces a contractor's work load and keeps you compliant with the Affordable Care Act and other local, state and federal laws.
Putting your fringe benefit dollars into bona fide benefits rather than cash wages can help you submit leaner bids, win more jobs and save taxes and insurance costs for you and your employees. The Contractors Plan makes it easy to design a flexible solution that's fiscally smart and keeps you compliant with local, state and federal laws.
Our Complete Solution helps reduce the challenges of offering benefits to a geographically dispersed variable hour skilled labor force. Employee engagement and enrollment are simplified through a single-source integrated benefits portal for viewing fringe contributions and allocations to individual benefits, including retirement, medical, HRA, dental and other employee benefits.
Our Suite of Products Includes:
We can reduce your overall retirement plan expense while increasing the amount of tax-deductible match or profit sharing contributions you can allocate to yourself and other key employees. Our goal is to ensure you receive all the benefits you are entitled to under the law.
Prevailing wage contractors need medical coverage with the flexibility to handle the unique challenges they face: multiple job sites in several states, rapid employee turnover, multiple employee classes, seasonality, job interruptions, and complex administrative, accounting and compliance burdens.
While this coverage offers a fairly limited benefit, it is generally affordable. Supplemental medical coverage does not meet the Affordable Care Act (ACA) requirement for the individual mandate.
The Contractors Plan offers options that maximize company tax savings while providing quality benefits for your employees such as dental, STD, vision and life insurance.
Unique Administration Tools Reduce Your Workload & Save You Money.
Prevailing wage employers want to spend their time winning bids and completing jobs, not managing employee benefits. The reality is, to avoid hefty payroll taxes and stay competitive in today's landscape (not to mention staying compliant with government healthcare regulations), employers must offer bona fide benefits rather than paying the fringe portion of the wage as cash.
That's where The Contractors Plan comes in. We simplify every part of the benefits enrollment, administration and management process, freeing you up to focus on your business. Our secure online portal and flexible suite of products and services allow you to create a bona fide fringe benefits program that fits both your company and your employees. We take away the stress and the worry—freeing you up to win jobs and manage your business.
Want To See What The Contractors Plan Can Do For You?
Go ahead and run the numbers with our integrated savings calculator. Then fill out the form to get a customized assessment.